The following link is to a good article on the difference between “defined benefit” & a "defined contribution" health insurance plan. The article points out one of the most powerful incentives of a defined benefit plan, which is its guaranteed security this type of plan offers to the employee.
Rob T.
Hoffman: Study shows advantages of 'defined benefit' pensions
http://www.statesmanjournal.com/article/20121224/COLUMN0105/312240022/1064
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